Authored by Melissa White of Cozen O’Connor
In Capitol Specialty Insurance v. JBC Entertainment Holdings, Inc., et al. (pdf), the Washington Court of Appeals held that a firearms exclusion in a commercial general liability policy bars coverage for all claims arising out of a shooting, including pre-shooting negligence. The Court confirmed that the exclusion is not ambiguous and rejected the insured’s arguments that the firearms exclusion should not apply if the firearm was not actually used by the insured.
Continue Reading Wash. Ct. of Appeals: Firearms Exclusion Precludes Coverage for Pre-Shooting Negligence